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Sponsored Artificial Intelligence: A Modern Approach, Global Edition Artificial Intelligence: A Modern Approach, Global Edition

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Putu Rany Wedasuari

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Open access Jul 2026

The Decoupling of Credit Growth and Operational Risk: An Integrative EPVw Approach under Clean Surplus Valuation

This study investigates the dynamic, non-linear relationship between private sector credit expansion and operational risk within financial institutions. Utilizing 2025 monthly loan data, the research proposes an integrative quantitative framework coupling Standard Score (Z-score) Probability Density Functions with the...

Ni Nyoman Aryaningsih, I. M. Ariana, Putu Rany Wedasuari · 0 citations

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