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Putu Yudha Asteria Putri

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Open access Sep 2026

THE EFFECT OF FINANCIAL LITERACY AND DIGITAL FINANCIAL INNOVATION ON THE PERFORMANCE OF MSME BUSINESS IN BALI WITH ACCESS TO FINANCING AS A MODERATING VARIABLE

Micro, Small, and Medium Enterprises (MSMEs) are the backbone of the Indonesian economy, yet many, particularly those in the culture-based creative sector, struggle to translate financial knowledge and digital tools into sustainable business performance. This study analyzes the influence of financial literacy and digit...

I. G. N. A. K. Mandala, Putu Yudha Asteria Putri, Ni Komang Prasiani · 1 citation

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