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Qaedi Taris

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Open access Aug 2026

The Impact of the Sustainable Financing Ratio on Credit Risk and Profitability of KBMI IV Banks in Indonesia for the Period 2015 - 2025

This study analyzes the impact of the Sustainable Financing Ratio (SFR) on the credit risk and profitability of KBMI IV banks in Indonesia during the 2015–2025 period. Credit risk is proxied by the Non-Performing Loan (NPL) ratio, while profitability is proxied by Return on Assets (ROA). The Capital Adequacy Ratio (CAR...

Qaedi Taris · 0 citations

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