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R. Smail

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Review Open access Sep 2026

NGOs, Institutional Transparency, and Citizen Trust in Small-Loan Programs: Evidence from the Kurdistan Region of Iraq

: The article discusses the role of non-governmental organizations (NGOs) to establish and maintain transparency, accountability, and engage the public in small-loan projects in the Kurdistan Region of Iraq (KRI). The study, which is based on the Systems Theory of Governance, Principal-Agent Theory, and Diffusion of In...

R. Smail · 0 citations

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