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Author

Rahmat Hidayat

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Review Open access Sep 2026

FINANCIAL LITERACY, CASHLESS PAYMENT USAGE, AND FINANCIAL PERFORMANCE OF MICRO AND SMALL ENTERPRISES IN INDONESIA

This study examines how financial literacy and cashless payment usage influence the financial performance of micro and small enterprises (MSEs) in Indonesia. Drawing on the Resource-Based View (RBV) and the Technology Acceptance Model (TAM), financial literacy is positioned as an internal managerial capability, while c...

M. Sachrir, Andi Nurul Tenriwali Hasanuddin, Nurul Haeriyah Ridwan et al. · 0 citations

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