The Impact of FinTech on the Achievement of the UN Sustainable Development Goals: A Hybrid Systematic Review
Financial technology (FinTech) is recognized as an important enabler of sustainable development. However, it presents a fragmented and limited explanation of how FinTech may contribute to achieving the Sustainable Development Goals (SDGs). Through this hybrid systematic review of 93 articles published between 2015 and May 2026, this study explores responses to these questions. First, it synthesizes four mechanisms through which FinTech contributes to the SDGs: financial inclusion and access to capital, transparency and governance, risk mitigation and resilience, and data‐driven decision‐making. This review develops an integrated theoretical framework combining institutional, innovation diffusion, capability, and stakeholder perspectives. Our analysis suggests that FinTech may contribute unevenly across the economic, social, and climate‐related SDGs and that uncertainty is increasingly conditioning sustainability outcomes. Finally, this review offers theoretical, policy, and future research implications on the subject. JEL Classification: A1O1O3