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S. Gurowa

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Open access Aug 2026

Examine the Impact of Capital Adequacy Ratio and How It Determines the Performance of Deposit Money Banks in Nigeria

This study examines the impact of capital adequacy ratio (CAR) on the performance of deposit money banks in Nigeria. Capital adequacy, which reflects a bank’s ability to absorb financial shocks and maintain stability, remains a critical indicator of financial soundness and regulatory compliance. The study adopts a l...

S. Gurowa · 0 citations
Open access Aug 2026

Examine the Impact of Total Bad Debts on the Performance of Deposit Money Banks in Nigeria

This study examines the impact of Total Bad Debts (TBD) on the performance of deposit money banks in Nigeria. Total bad debts, which represent unrecoverable loans, remain a critical indicator of credit risk and a major challenge to bank profitability and financial stability. The study adopts a longitudinal research...

S. Gurowa · 0 citations

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