Capital Adequacy, Credit Risk, and Bank Profitability: The Moderating Role Of Operational Efficiency In Indonesian Private Commercial Banks
This study aims to examine the relationship between Capital Adequacy Ratio (CAR), Non-Performing Loans (NPL), and operational efficiency measured by the Operating Expenses to Operating Income ratio (BOPO) on profitability, represented by Return on Assets (ROA), as well as to explore the moderating role of BOPO in stren...