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Salome Chebet Sugut

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Open access Oct 2026

Credit Risk, Liquidity, and Lending Intensity: Evidence from Deposit-Taking SACCOs in Nandi County, Kenya

Profitability is central to the sustainability of deposit-taking Savings and Credit Cooperative Societies (SACCOs), yet the relationship between loan default indicators and profitability may depend on liquidity conditions and the intensity with which mobilized deposits are transformed into loans. This study examined th...

Salome Chebet Sugut, J. Ooko, Ismael Oduor · 0 citations

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