xChk: Bring Your Own Identity - Heterogeneous Assurance with Verifier-Determined Sufficiency
We present xChk, a reference identity provider for Bring Your Own Identity (BYOI): users enroll via heterogeneous proofs (government KYC, corporate SSO, WebAuthn/FIDO2, professional networks, live verification, longitudinal activity, behavioral signals) and disclose them as portfolio claims in standard OAuth 2.0 / Open...