Sennuga Mabayoje Albert

DIGITAL FINANCIAL INCLUSION AND THE PERFORMANCE OF MICRO, SMALL, AND MEDIUM ENTERPRISES IN NIGERIA: AN EMPIRICAL ASSESSMENT USING SECONDARY MACRO-LEVEL DATA

Over the past ten years Nigeria's financial system has been reshaped by digital technology, yet the micro, small, and medium enterprise (MSME) sector, the source of most of the country's jobs, still points to limited access to finance as the single biggest obstacle to its operations. This paper investigates how digital...