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Shafwan Juldan

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Open access Aug 2026

The Impact of Non-Performing Loan (NPL) and Loan-to-Deposit Ratio (LDR) on Return on Assets (ROA) in the Banking Sector Listed on the Indonesia Stock Exchange for the Period 2022–2024

This study aims to analyze the effect of Non-Performing Loans (NPLs) and the Loan-to-Deposit Ratio (LDR) on Return on Assets (ROA) at banking companies listed on the Indonesia Stock Exchange for the period 2022–2024. This study employs a quantitative approach using secondary data in the form of banks’ annual financial...

Shafwan Juldan, V. Fattah, C. R. Bidin et al. · 0 citations

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