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Author

Shama Rani

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Review Sep 2026

A Review of Traditional and Machine Learning Approaches in Loan Default and Fraud Detection

With all the growing number of financial transactions and lending activities carried out digitally, there is a minimal need for precision and adapting approaches in loan defaults prediction and fraud detection. This study aims to compare and contrast the traditional statistical tools and Machine-learning tools for fina...

Shama Rani · 0 citations
Review Open access Aug 2026

An Extensive Survey of Data Mining Methods and their New Applications in Loan Default Detection: Challenges and Future Research Directions

Data mining is an effective analytical tool that has become an emerging technique to discover meaningful patterns, relationships, and prediction from large-scale data sets. Data mining is being used in various fields including healthcare, education, business, cybersecurity, agriculture, and finance to enhance decision-...

Shama Rani · 0 citations

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