Author

Sri Sulasmiyati

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Open access Sep 2026

Fintech, Digital Banking, and Profitability Under Macroeconomic Pressure: Evaluating Regulatory and Institutional Implications for Indonesia’s Banking System

The digital banking era has introduced risks and opportunities that significantly affect bank profitability. This study examines 28 banks listed on the Indonesia Stock Exchange (IDX) between 2020 and 2022, focusing on the influence of credit risk, digital banking, and fintech on profitability, measured in this study by...

Sri Sulasmiyati, Adilla Sari Siregar · Journal of Central Banking L... · 0 citations

Open access Aug 2026

Distress Prediction in Transportation-Logistics: Integrating Financial and Governance Factors

This study examines the influence of financial ratios and corporate governance mechanisms on financial distress in transportation and logistics companies listed on the Indonesia Stock Exchange over the 2019–2023 period. Financial performance is proxied by the Current Ratio (CR) for liquidity, Return on Assets (ROA) for...

Sri Sulasmiyati, Annisa Maghfirah · IJBAMS: International Journa... · 0 citations