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Sumit Patil

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Open access Sep 2026

Understanding Retail Investor Behaviour and Hesitation: A Study of First-Time Mutual Fund Investors

Despite the rapid growth of mutual fund penetration in India, a persistent gap remains between prospect interest and actual investment conversion, particularly among first-time retail investors. This paper examines the behavioural patterns, demographic profile and stated reasons for hesitation among first-time mutual f...

Sumit Patil · 0 citations

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