Author

V. Singh

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#artificial intelligence Preprint Sep 2026

Governing the Edge: Automating Commercial Property and Casualty Insurance Underwriting via a Hybrid Local-Cloud Multi-Agent Framework

Underwriters in commercial Property and Casualty (P&C) insurance spend 30 to 40% of their time on administrative work rather than risk judgment, and a single submission takes about 40 minutes by hand. We present Governing the Edge, a multi-agent framework for that layer, organized around a data-residency constraint: se...

V. Singh, Gautam Bhowmick · 0 citations

Preprint Sep 2026

ChurnBench: A Drift-Aware Benchmark Demonstrating That Refresh Scheduling, Not Cache Age, Governs Staleness in Agentic AI

In production, agentic systems answer questions over data that lives in several places and keeps changing: licenses are reassigned, users offboarded, prices changed, contracts renewed. Existing retrieval benchmarks freeze the data, so they cannot ask whether an agent's answer is still true, only whether it found the ri...

V. Singh, Preeti Priyam, Gautam Bhowmick · 0 citations