Wahyudi Setiawan

Comparative Evaluation of Machine Learning and Ensemble Learning with Synthetic Minority Oversampling and Random Undersampling for Loan Approval Prediction Across Multiple Datasets

Loan approval prediction remains a critical yet challenging task in financial risk management, particularly due to class imbalance and variability across lending datasets. This study presents a comparative evaluation of eleven machine learning and ensemble learning algorithms for loan approval prediction, evaluated acr...