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Xin-Yue Peng

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Review Open access Aug 2026

An intelligent soft–voting based early warning model for loan risk

This paper proposes a multi–model fusion framework based on soft–voting, integrating Feedforward Neural Network, LightGBM, and CatBoost, and combining with scorecard technology to achieve precise prediction of loan default risks and their operational implementation.

Chun-Hao Qiao, Qi-Qi Wang, Xin-Yue Peng et al. · 0 citations

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