Open access
Jul 2026
FinTech Disruption, Retail Banking Dynamics, and Digital Financial Assets: A Volatility Spillover and Risk-Adjusted Performance Analysis
FinTech operates as a stable amplifying conduit rather than a cushion, transmitting structural repricing at horizons that a daily monitoring dashboard is least able to observe, and should be treated as a systemic-transmission node.
Yatharth Kumar, Nameera Aziz
· International Journal For Mu... · 0 citations