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Yiheng Zhang

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Review Open access Jul 2026

CreditR1: Calibration-Aware Reinforcement Learning for Interpretable Corporate Credit Risk Assessment with Large Language Models

CreditR1 delivers calibrated PDs with evidence-grounded reasoning that supports internal model validation and human review that supports transferability beyond the Chinese A-share market remains an open empirical question.

Yuxuan Wu, Haowen Dai, Yiheng Zhang et al. · 0 citations