2026· ASIAN JOURNAL OF ECONOMICS AND FINANCE· Vol 8, pp. 195-207· 0 citations
Abstract
The purpose of the current study is to examine the influence of
behavioural factors, namely risk tolerance and trust in financial institutions,
on investment decision-making among individual investors. Furthermore,
the study investigates the mediating role of trust in financial institutions in
the relationship between risk tolerance and investment decision-making.
Data were collected from 345 individual investors through purposive
sampling. Smart PLS 4.0 was used for data analysis. The findings suggested
that risk tolerance is positively associated with investment decision-making.
Similarly, trust in financial institutions also demonstrated a significant and
positive impact on investment decision-making. Moreover, the results
revealed that trust in financial institutions partially mediates the relationship
between risk tolerance and investment decision-making, underscoring its
importance in shaping investors’ financial behaviour.
It is indicated that trust is the strongest predictor of adoption intention and significantly mediates the effects of key antecedent variables, which could help policy-makers and financial institutions to enhance the features of robo-advisory services with targeted interventions and marketing strategies.
Neenu Bala, Saloni Raheja· Journal of Intelligent Decis...· 0 citations
Women’s participation in financial decision-making and investment activities has become increasingly important in the context of financial inclusion and economic empowerment. The present study examines the financial information sources and investment decision-making behaviour of women investors and prospective women in...
Ashok Verma, Shaikh Tasleem Ahmad, Rohan Agrawal et al.· International Journal of All...· 0 citations
When it comes to the process of decision-making in financial aspects, the element of trust plays a very crucial role. This proves to be exact in case of investments made in mutual funds. As regarding the investments in mutual funds, the investors mostly depend on the integrity and expertise of the AMCs (asset managemen...
E. Shyamala, T. Thileepan· Adolescência e Saúde· 0 citations
Objectives: The aim of this study was to investigate the influence of overconfidence, disposition effect, herding effect and home bias on the process of making investment decisions in stocks, and to account for the moderating effect of financial literacy.Methodology: The study was carried out on 100 investors in the In...
Type of the article: Research ArticleAbstractIntegrating environmental, social, and governance factors into the credit granting process is an imperative requirement for financial risk management. This study aims to quantify the impact of the perceived corporate environmental, social, and governance (ESG) information di...
Dang Phuong Mai, L. Bui, Quynh Huong Doan et al.· Banks and Bank Systems· 0 citations
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