WORKING PAPER SERIES Sex and Credit: Is There a Gender Bias in Microfinance?

The Dynamics of the Gender Earnings Gap for College Educated Workers: The Child Earnings Penalty, Job Mobility, and Field of Study

When Culture Becomes A Credit Risk: What Lenders Are Getting Wrong

Credit decisions at lending institutions are expected to reflect a borrower’s creditworthiness and ability to repay. Yet, credit officers routinely and subconsciously allow cultural biases based on caste, religion, ethnicity, or community to contaminate their loan decisions. Biased credit decisions can result in loan a...

Gender Wage Gaps in Israel

Israel’s gender wage gap is substantially larger than the OECD average, and it has been trending upward over the past decade. This study finds that the gender gap in monthly wages of employees at the outset of their careers, a stage when people are also forming and expanding their families, reaches 33%. The lion’s shar...

WORKING PAPER DIFFERENT MARKET, SAME TREATMENT? A GLOBAL COMPARISON OF HIRING AND HOUSING DISCRIMINATION

Gender, Trust and Loan Repayments in Microfinance: International Evidence

Using loan‐level data from 2017 to 2020, the paper examines the impact of trust on loan repayments by microfinance institutions for a sample of 44 countries worldwide. The results indicate that while loans involving female borrowers exhibit higher irregularity, generalised (out‐group) trust significantly improves the...

Domestic Public Borrowing and Private Credit Dynamics in Türkiye: Evidence from an ARDL Approach

Purpose: This study examines whether domestic public borrowing is associated with the displacement of private credit in Türkiye and distinguishes a conventional quantity-based crowding-out mechanism from public-borrowing flows, bank sovereign exposure, and broader macro-financial conditions. Design/Methodology/Approach...