Skip to content
Review Open access

AI application in commerce and services: Digital skills training in SMEs

Jul 2026 · Journal of Science and Development Economics · 0 citations · 11 references

TL;DR

The findings indicate that business leaders demonstrate positive perceptions toward AI and digital transformation; however, a significant gap remains between leaders and employees regarding AI application capabilities.

Abstract

This study evaluates the current state of digital transformation (DT) and the application of Artificial Intelligence (AI) in human resource management and workforce training among small and medium-sized enterprises (SMEs) operating in the commerce and service sectors in the Mekong Delta region. The study employs a mixed-methods approach, combining qualitative and quantitative methods through document analysis, in-depth interviews, and both direct and online surveys. A stratified random sampling method was applied to three groups of respondents, including business leaders, managers, and employees. After the data screening process, 89 valid SME samples were retained for analysis. The study utilized a five-point Likert scale with nine AI-related variables. Data analysis methods included descriptive statistics, comparative analysis, and qualitative synthesis. The findings indicate that business leaders demonstrate positive perceptions toward AI and digital transformation; however, a significant gap remains between leaders and employees regarding AI application capabilities. Employees exhibit a high demand for AI-integrated digital skills training, yet current training programs have not fully met practical requirements. The study also highlights the importance of collaboration between universities and SMEs in co-designing AI training programs to develop a digitally skilled workforce for the digital economy.

Read PDF

Similar papers

Review Open access Jul 2026

Harnessing Digital Skills and AI: Driving Employee Performance in the Digital Era

The rapid digital transformation in the banking sector presents critical challenges for rural banks (BPR), which lack the resources for structured adaptation. This issue creates an urgent need to understand the human-centered mechanisms and digital competencies interacting with technology that determine successful perf...

Asih Handayani, Erni Widajanti, A. Putri · 0 citations
Review Open access Sep 2026

Digitalization of Human Resource Management and its Influence on Employee Productivity of Small and Medium Enterprises (SMEs)

The study found that digital training and development emerged as the strongest predictor of employee productivity, indicating that technology-driven learning and skill development initiatives significantly enhance employee performance.

Hauwa Yusuf Barau, S. Kolachina · 0 citations
Review Open access Aug 2026

How Is AI Transforming the Task Characteristics and the Experience of Vulnerable and Minority Employees in the Hospitality Sector?

The findings reveal that Mechanical, Analytical and Intuitive AI significantly transform task characteristics and enhance employee experience, whereas Empathetic AI does not exert a significant effect on task structure.

Deepak Bangwal, Shobha Maindola, Rupesh Kumar et al. · 0 citations
Review Open access Aug 2026

The Role of Canva Artificial Intelligence in Enhancing Business Decision Quality among Fashion SMEs

It is indicated that AI-based design technology can enhance promotional effectiveness, strengthen brand identity consistency, and support faster, more accurate, and adaptive decision-making processes in response to market dynamics.

Khairunnisa Aghniya Putri, Fanesa Agustina, Hana Fauziah Rahayu et al. · 0 citations
Review Open access Aug 2026

APPLYING AI TO WOMEN'S BUSINESS ACTIVITIES: STRUCTURAL BARRIERS AND PRACTICAL ADAPTATION IN URBAN VIETNAM

In the context of rapid urbanization and the strong growth of digital technology in Vietnam, Artificial Intelligence (AI) is increasingly being applied in business operations, particularly for women who run small businesses or manage business projects in urban areas. Grounded in the Social Construction of Technology (S...

Hao Thi Thu Nguyen, T. Nguyen, M. Vu et al. · 0 citations
Open access Jul 2026

Drucker’s MBO in Entrepreneurship 4.0: the role of FinTech, AI and tax compliance in SMEs

The analysis reveals that participatory goal-setting under MBO, FinTech adoption and AI tool usage are central drivers of EP, and the inclusion of employees in decision-making emerged as a key enabler of alignment and execution.

Konstantinos S. Skandalis · 0 citations

We use cookies to run the site and, with your consent, for analytics and to show ads. See our Cookie Policy.