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R. Kaushal

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#artificial intelligence Preprint Sep 2026

Issuer-Sovereign Agentic Payments

AI agents are beginning to make real payments. Current approaches let an agent pay by relying on a credential provider that, in the approaches deployed today, typically sits outside the cardholder's bank. The spending rules are then enforced by the card network or that provider, and not by the bank itself. This leaves...

Disha Sharma, R. Kaushal, Ashu Kanaujia · 0 citations

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