AI agents are beginning to make real payments. Current approaches let an agent pay by relying on a credential provider that, in the approaches deployed today, typically sits outside the cardholder's bank. The spending rules are then enforced by the card network or that provider, and not by the bank itself. This leaves the issuing bank, which carries the financial risk, with little direct control at the moment a payment happens. This paper describes Issuer-Sovereign Agentic Payments, a method that keeps that control with the issuer. The cardholder approves a spending rule once, and the bank's own authentication component records it. Later, when the agent pays a specific merchant, the bank checks the merchant against the approved rule and generates the card authentication value only if the merchant is allowed. The payment then travels the normal card rails and is validated by the issuer, with no extra dependency introduced at execution.
GAOKAO-Bench is introduced, an intuitive benchmark that employs questions from the Chinese GAOKAO examination as test samples, including both subjective and objective questions that contribute a robust evaluation benchmark for future large language models and offers valuable insights into the advantages and limitations...
Xiaotian Zhang, Chun-yan Li, Yi Zong et al.· arXiv.org· 216 citations· ⚡17
This work investigates the possibilities of using LLMs in a resume screening setting via a document retrieval framework that simulates job candidate selection and finds that the MTEs are biased, significantly favoring White-associated names in 85% of cases and female-associated names in only 11.1% of cases.
Empirically, PRISM reduces the end-to-end time for data selection and model tuning to just 30% of conventional pipelines, and achieves this efficiency while simultaneously enhancing performance, surpassing models fine-tuned on the full dataset across eight multimodal and three language understanding benchmarks.
Jinhe Bi, Yifan Wang, Danqi Yan et al.· arXiv.org· 73 citations· ⚡4
This paper proposes adaptive sampling with approximate expected futures (ASAp), a decoding algorithm that guarantees the output to be grammatical while provably producing outputs that match the conditional probability of the LLM's distribution conditioned on the given grammar constraint.
Kanghee Park, Jiayu Wang, Taylor Berg-Kirkpatrick et al.· Neural Information Processin...· 70 citations· ⚡5
The method, ECCOLA, is presented, which aims at making the high-level AI ethics principles more practical, making it possible for developers to more easily implement them in practice.
Ville Vakkuri, Kai-Kristian Kemell, P. Abrahamsson· EUROMICRO Conference on Soft...· 64 citations· ⚡6
This work proposes to use GFlowNet fine-tuning followed by a secondary smoothing phase, to train the attacker model to generate diverse and effective attack prompts, and finds that the attacks generated by the method are effective against a wide range of target LLMs, both with and without safety tuning, and transfer we...
Seanie Lee, Minsu Kim, Lynn Cherif et al.· International Conference on...· 62 citations· ⚡8
With $2.1 million funding from Google.org, the open-source Public Transit Intelligence Hub will unify public transit monitoring, operations, and passenger communication.
