Zaidan Rahmat Nurhidayat

Peran Literasi Keuangan dan Digitalisasi Keuangan pada Efisiensi Pengelolaan Keuangan UMKM di Kota Tasikmalaya

The existence of MSMEs is not always accompanied by efficient financial management capabilities. Transaction recording, cost control, cash flow management, separation of personal and business finances, and capital utilization remain major challenges for MSME owners. At the same time, developments in financial technolog...