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Analysis of Digital Technology Implementation in Enhancing Financial Management Effectiveness

Aug 2026 · Islamic Economics and Finance Journal · 0 citations

Abstract

This descriptive qualitative study analyzes the implementation of the Regional Government Information System (SIPD) at BPKD Gowa Regency, its contribution to effective financial management, and the factors that support and hinder it through interviews and observations. The findings show that SIPD has been implemented comprehensively since 2025, covering everything from financial planning to reporting, and is further supported by features such as Electronic Signatures (TTE) and QRIS. The system is proven to enhance time efficiency, data accuracy, transparency, accountability, and real-time oversight. Primary supporting factors include strong leadership commitment, clear regulatory frameworks, routine technical guidance, and close coordination with central authorities. However, the implementation still faces notable obstacles, including heavy dependency on central server stability, a lack of formal training for system operators, data integration hurdles, and application feature limitations. Overall, SIPD plays a crucial role in optimizing regional financial management, though its ultimate success remains heavily dependent on infrastructure readiness and the competence of human resources.

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